Report | Creating Resilience

The future of Shared Ownership

October 29, 2025 3 Minute Read

The future of Shared Ownership

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Shared Ownership has seen significant growth in first-tranche sales given the lower monthly payments than renting or buying outright. However, while supply has tightened due to slower housebuilding, the new Social and Affordable Homes Programme is expected to provide much-needed support.

 

The rates of staircasing to full ownership have dropped in the last five years. However, those who do, have been doing so in larger increments. Further falls in inflation are expected to create more opportunities for Shared Ownership residents to increase their equity share.

 

Read the full report for a comprehensive analysis of how Shared Ownership is evolving.